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Get More From Your CoverageYou're already paying for it. Use it well.

Having a plan and using it well are two different things. These are the specific moves I tell every client about, because they're where the real money is. Tap any topic to expand.

Lab Work: Ask for Quest
One sentence to your doctor's office can save you hundreds.
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    Ask that your labs be sent to Quest Diagnostics Say it when the order is written. It takes five seconds and almost no office asks why.
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    Confirm it before you leave Many offices default to a hospital lab or an in-house draw. That default is where the four-figure lab bills come from.
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    Questions about a Quest bill or result Call Quest directly at 1-866-MYQUEST (866-697-8378).

Got a lab bill that looks wrong? Send it to me before you pay it. These are frequently coded incorrectly and frequently fixable.

Send Message
Imaging & Scans: Get Two Prices First
Never schedule an MRI or CT on the first number you're quoted.
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    Ask the imaging center for both prices The cash price and the price billed through your plan. They have both numbers. Ask again if the first person doesn't know.
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    Compare against Green Imaging Call (844) 968-4647. They quote a cash price and that price is final. No separate radiologist fee, no second bill showing up six weeks later. Facilities in all 50 states.
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    Then decide Sometimes the plan price wins. Sometimes cash wins by a lot. The point is that you had both numbers in front of you before you committed to anything.

Advanced imaging is where the worst surprise bills happen. If a scan is coming up and you're not sure how to handle it, call me first.

(770) 287-4410
Prescriptions: Compare Before You Fill
Your discount card is a starting point, not always the best price.
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    GoodRx goodrx.com. Free coupons accepted at most pharmacies. Best for common generics, and the fastest thing to check.
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    Cost Plus Drugs costplusdrugs.com. Transparent pricing that shows you the actual cost plus a flat markup. Mail order, so plan a few days ahead.
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    PrescriptionHope prescriptionhope.com. Built for long-term, high-cost medications. Worth a look if you're on something expensive indefinitely.
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    Save the receipt If your plan includes a prescription benefit and you find the drug cheaper elsewhere, you may be able to submit the receipt for reimbursement up to your allotted benefit. Check with me before you assume either way.

On an expensive medication? Send me the name and dosage and I'll help you work through the options.

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Who to Call, and When
Two numbers. Here's which one to use.
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    Your carrier: the number on your insurance card Fastest path for claim status, billing questions, and replacement ID cards. Have your policy number ready.
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    Me: (770) 287-4410 For anything where you're not sure who to call, or you already called and got nowhere. That second one happens more than it should, and it's exactly what I'm here for.
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    Call me first for any accident or critical illness These claims often require additional forms beyond the standard filing. Getting them right the first time is the difference between a few weeks and a few months.

Want to talk something through? Grab a time on my calendar and I'll have your file open before we start.

Schedule a Call