Products

Coverage we help you sort through

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Health Insurance

The core of what we do. We work across both sides of the market so we can give you a straight comparison.

  • ACA marketplace plans with subsidy and tax credit analysis
  • Privately offered, medically underwritten health plans (year-round enrollment)
  • Short-term and bridge coverage for gaps
  • HSA-eligible plan options when they fit

Additional Coverage When It Makes Sense

Health insurance is the focus, but if you need to round out your coverage, we can write dental, vision, life, or supplemental plans alongside your health policy.

Who This Is For

The situations we work with every day

Self-Employed & 1099 Professionals

You don't have an HR department to lean on, and the marketplace doesn't always give you the best deal. We'll figure out what actually fits your income, your health, and your tax situation, and make sure you're not leaving a write-off on the table.

No Employer Coverage

You're shopping on your own and the noise is overwhelming. We narrow it down to the plans that actually make sense for your situation, walk you through the tradeoffs, and help you enroll.

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Paying Too Much on Employer Coverage

If you're paying out of pocket toward employer coverage for yourself or family members, there may be better options outside the group plan. We'll run the comparison.

COBRA Coverage

COBRA can feel like a second mortgage. For healthy individuals and families, there are almost always better-priced options. We'll walk through what's available and whether the math works for you.

Pre-65 Early Retirees

You stepped away from employer coverage before Medicare eligibility, and the bridge to 65 needs to be affordable. We help retirees navigate this gap every week.

Small Business Owners (1-20 employees)

Small business? You don't need 50 employees to have real options. We work with businesses of every size, and there's more flexibility here than most owners realize — let's walk through what's possible for your team.

Not sure which of these is you?

That's normal. A 15-minute call clears it up faster than anything else.

Book a Call